Personal Finance: If you are thinking of investing for your daughter, find out here where to invest from Sukanya Yojana and mutual funds.

 Sukanya Samrudhi Yojana is currently paying interest at the rate of 7.6% per annum

The HDFC Children's Gift Fund has returned more than 10% in the last 10 years

Mutual funds are being considered as a good investment option in our country. Many funds have given good returns in the last few years. In such a situation many people are confused as to whether to invest from Sukanya Samrudhi Yojana or mutual fund for their own daughter. Today we are going to tell you about both these schemes so that you can choose the right option according to you.

Sukanya Samrudhi Yojana

Under Sukanya Samrudhi Yojana, an account can be opened after the birth of a child at the age of 10 years. This scheme can be opened anywhere in a bank or post office. Sukanya Samrudhi Yojana is currently offering interest at the rate of 7.6% per annum.

An account can be opened for Rs.250

An account can be opened for Rs 250. Under Sukanya Samrudhi Yojana, an account can be opened only after the birth of a child at the age of 10 years. The account will mature after the daughter turns 21 or the girl gets married and you will get full payment with interest.

The account can also be closed after 5 years

The account can also be closed up to 5 years after opening. It is allowed to close if a serious illness occurs or if the account is being closed for any other reason. But the interest on it will be paid according to the savings account.

Half the money can be withdrawn when the daughter turns 18

Up to 50% of the cost for higher education of a child after the age of 18 can be withdrawn in the account of Sukanya Samrudhi Yojana. To open an account it is necessary to give birth certificate of daughter. Proof of identity and address of the child and parents must be provided. This account can be transferred anywhere in the country. This facility is available to the account holder if he / she shifts from the original place of account opening to another place. There is no charge for this. If the account is being closed before the completion of 21 years, the account holder has to give an affidavit that the daughter is not less than 18 years of age at the time of closing the account.

Benefit from tax exemption

A maximum of Rs 1.5 lakh can be deposited under Sukanya Samrudhi Yojana in the current financial year. The benefit of tax exemption under Section 80C of the Income Tax Act can also be availed on deposits under Sukanya Samrudhi Yojana.

Mutual funds

Mutual funds can give higher returns

Sukanya Samrudhi Yojana may have a tax benefit but you get a fixed interest in it, in which you cannot earn more than that. Considering the problem of rising inflation over time, investing in an equity mutual fund may prove to be good for the future of children. Equity Mutual Funds can choose any option as required from Index Fund, Large Cap Fund, and Mid Cap Fund. An investment plan in an equity fund can be selected according to the risk profile. According to experts, investing in an equity mutual fund is the best option for an investment of 10 years or more.

Child Mutual Fund option is available

Child mutual funds are also good for the future of children. However, long term investment is better for him. Returns from child mutual funds are also capable of countering the problem of inflation. However, it is not possible to invest only in the name of the child in the fund with which the child is associated. Such plans are especially tempting to invest in the name of children. However, there are also some good plans out there. But parents can also look at other mutual funds.

Top Children's Plan Returns

HDFC Children's Gift Fund

Value of 10 thousand monthly SIP in 10 years: Rs

Expense ratio: 2.06% (November 5, 2020)

Minimum investment: Rs

Minimum SIP: Rs.500

ICICI Prudential Child Care Fund

Monthly SIP of 10 thousand has a value of Rs. 18.23 lakhs in 10 years

Expense ratio: 2.52% (November 5, 2020)

Minimum investment: Rs

Minimum SIP: Rs.500

UTI Children's Career Fund Investment Plan

Value of 10 thousand monthly SIP in 10 years: Rs

Expense ratio: 2.76% (November 5, 2020)

Minimum investment: Rs

Minimum SIP: Rs.500

Source: Value Research and groww.in.

Read Saurce in gujarati

Where to invest in Sukanya Yojana or Mutual Fund?

Both schemes have their own merits and demerits. If you can take a little risk then investing in a mutual fund will be right for you. Also, if you want to invest in a place where your money is safe and you get a good return without taking any risk, then Sukanya Yojana will be good for you. In addition, if you want to invest to save income tax, you can invest in Sukanya Yojana. It has the benefit of tax exemption

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Download Edusafar App For Better Learn Online Education

 Download Edusafar App For Better Learn Online Education

We try to give the best material for competitive examination.

1. Daily Current Affairs Mock Test

2. Daily Current Affairs Material

3. Day Special

4. Job updates

5. Education News

6. Circulars

7. Technology updates

8. Download

9. Primary study material

10. Secondary study material

11. Books

12. And other helpful material

5th June World Environment Day Quiz Competition total free

android apps,Education all news,Education,Edusafrpro 

5th June World Environment Day Quiz Competition 

Wise Saraswat readers, greetings to all, all-round development of a person is possible only through education. Education illuminates a person's personality and is conducive to his family, society, state and nation. It is inevitable to be initiated with the educated. Education is not only a means of earning, but education is an excellent treasure of the tradition of imparting values ​​and values. Swami Vivekanandaji has said in his educational thoughts that "True education is the only way to control the flow and expression of willpower and make it fruitful through study". Every child is important and has divinity in it. That divinity is manifested only through education. As per the decision taken by the State Government in the wider interest of the students, the public examinations of Std-10 and Std-12 of Gujarat Board of Secondary and Higher Secondary Education which were to be held from 10/05/2021 to 25/05/2021, Following the prevailing situation, it has been postponed for the time being. The new dates for the exam will be announced by the state government on May 15 after reviewing the transition status of Koro. Students will be given at least 15 days to prepare for the exams as new dates for the exams are announced. Considering the prevalence of Koro transition in the entire state, the state government has decided in the interest of the health of the students and has directed to close the direct education in the classes of Std. In the current situation, online education is being conducted by schools at the time of the global epidemic of Corona. Students are studying through homework, study material and virtual classes. Then the indirect teaching process of amicable teaching between students and teachers is commendable.

Cash prize

1️⃣ first 5000 

2️⃣ second 2500 

3️⃣ third 1100 

Numbers 4 to 10 total Rs. Prize of 1400 

Dt: - 5th June 2021

Time: - 10:00 to 10:15 in the morning

Register today for this. 

Register today for this.

Link Student friends, I would like to send my best wishes to all the students with the expectation that you will plan for the best result, maintain concentration, regularity and serenity of mind, maintain positive thinking, and expect full cooperation. A.J. Shah Chairman d. 20-04-2021 21 

Downlod  EDUSAFAR Application now

સ્પર્ધાના નિયમો વાંચો

સ્પર્ધામા ભાગ લેવા અહિ કલિક કરો

There is free competition. 

Share with your friends ...to all

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If you have neck pain along with headache, consider it serious; Four types of headaches

 Headaches: Most people have headaches sometimes and it can sometimes be quite uncomfortable. But, most painkillers are short-lived.

The headaches are usually temporary and go away on their own. However, if the pain is worrisome, do not hesitate to consult your doctor. A doctor should check for any type of acute, recurrent or fever-related headache.

When are headaches severe? 

Not every headache requires medical intervention. Sometimes headaches are caused by missing a meal or muscle tension and can be taken care of at home. Another headache is a sign that something is serious and seeks immediate medical attention. If you experience the following symptoms of a headache, you should seek emergency medical treatment:

Severe, sudden headaches that come on quickly and are not explained and are sometimes described as "the worst headache of my life".

Headaches associated with fainting, confusion, changes in your vision or other weaknesses of the body.

Headache with a sore throat and fever.

If you experience the following symptoms of a headache, you should seek emergency medical treatment:

A headache that wakes you up from sleep.

Unexplained changes in the type of headache or behavior.

If you are not clear about the type of headache you have, it is advisable to see your doctor for medical care.

Stress, migraines and clusters are the types of headaches. Migraines and cluster headaches are types of vascular related headaches. Physical fatigue pain is exacerbated in vascular related headaches. The blood vessels in the tissues around the head become swollen or enlarged causing your head to throb with pain. Migraines are the most common type of vascular headache and occur more commonly than cluster headaches.

Cluster headaches usually strike in rapid succession and last for weeks or months. Cluster headaches are more common in men and can be extremely painful.

Diagnosis

Most headaches do not occur in severe cases and can usually be treated with a prescription drug without a doctor's prescription. Migraines and other types of severe headaches may require prescription treatment and supervision by a doctor.

Stress headaches

Tension or muscle contraction headaches are the most common type of headache and they are most often associated with periods of increasing stress.

The pain associated with tension headaches is mostly constant and excruciating and can be felt in the forehead, groin and back of the neck.

People often describe tension headaches as if they have a tight belt around their head.

Headaches caused by stress can last a long time, although they usually go away after the stressful period is over.

Stress-related headaches are not usually associated with other symptoms, and migraine headaches do not have the same pre-existing condition as headaches. Tension headaches account for about 90 percent of total headaches.

Sinus headache

Sinus headaches can be the result of a sinus infection or an allergy. Sinus headaches that often occur after a cold or flu are caused by inflammation of the sinus passages (air cavities) behind and above your nose. Increasing pressure on the sinuses as they fill or become infected can cause headaches. The pain is usually intense and persistent and starts in the morning and increases when you bend.

Symptoms of headaches caused by common sinuses:

Pain and soreness around your eyes, cheeks and forehead

Feeling of pain in the upper teeth

Fever and cold

Swelling on the face

Both heat and ice are commonly used to relieve facial pain in sinus headaches.

Migraine headaches

Migraine headaches vary from person to person, but are usually expressed by severe pain on one or both sides of the head, as well as other symptoms often associated with it. Other symptoms may include nausea and vomiting, mild sensitivity and vision changes, dizziness, fever, and chills.

અહીંથી વાંચો સંપુર્ણ ગુજરાતી રીપોર્ટ

Common symptoms of migraine

Changes in vision before pain

Mild to severe throbbing pain on one side of the head

Nausea or vomiting

Sensitivity to light and noise

Migraines can be caused by many factors. Factors may vary from person to person. Some people react to certain foods, such as wine, chocolate, stale cheese, processed meats, and caffeine. Caffeine and alcohol can also cause migraine pain.

Note: If you have frequent severe headaches, take note of your symptoms, the severity of the headache, and how you cope with the pain. Show this record to your doctor.

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Keep Weight And Blood Pressure Under Control To Keep Kidneys Healthy, Drink 8 Glasses Of Water Daily; Check The Health Of Your Kidneys This Way

 Expert doctors are advised to consult in case of problems like loss of appetite, vomiting, difficulty in breathing and insomnia.

 If the urine changes color or bleeds, it may be a sign of kidney disease

 Get checked up by patients with diabetes and high blood pressure

 Kidney transplant cases are on the rise in the country.  There are only 15,000 kidney donors against 2 lakh patients.  These figures make 2 things clear.  The first people may not initially understand kidney disease.  Because of this the talk reaches to kidney transplant.  Second, transplants are not easy for patients on the verge of kidney failure because of the relatively small number of donors.

 This is the only way to get rid of both problems.  Take care of every little thing that makes kidney sick.  Today is World Kidney Day.  On this occasion, let us know how to keep the kidneys healthy ...

 Because of this kidney cases are on the rise

 Experts say that some symptoms are seen when the disease starts in the kidneys.  Some symptoms also match other illnesses.  So people tend to ignore it.  It causes serious kidney disease and last stage.  This is why 90% of kidney patients do not understand the disease.

 Do not ignore if the urine changes color

 Nephrologist Dr. Jaslok Hospital and Research Center.  Amjad Khan Pathan says that if the color of urine changes or blood enters it, it is a symptom of kidney disease.  Symptoms indicate kidney stones, tumors, or infections.  Apart from this, if there is foam in the urine or you have to urinate frequently at night, it indicates that there is a problem in your kidneys.  In addition, if you have problems such as loss of appetite, vomiting, difficulty breathing, muscle cramps and insomnia, consult a doctor.

 Here's How To Check If Your Kidneys Are Healthy

 The director of the nephrologist department at Jaslok Hospital and Research Center, Dr.  MM Bahadur says that it is possible to know whether the kidney is healthy or not by doing some tests.  If you notice any symptoms, you should have a blood and urine test.  This test checks the level of protein and creatinine in the blood.  If the dose is high, it has a direct effect on the kidneys.

 Kidney failure is more common in the families of people with diabetes and high blood pressure.  So such people should get a checkup.

 અહીંથી વાંચો સંપૂર્ણ ગુજરાતી રિપોર્ટ

 When did World Kidney Day begin?

 World Kidney Day was started in 2006 by the International Society of Nephrology and the International Federation of Kidney Foundations to raise awareness about kidney disease and its treatment.  Kidney Day is celebrated on the second Thursday of March every year.  Its theme is decided every year.  This year's theme is 'Kidney Health for Everyone's Everywhere

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PAGAR BANDHANI MATE SEVA POTHI MOKALVA BABAT LATEST PARIPATRA DATE:- 28/5/2021

 In today's meeting, the Gujarat government took this important decision regarding lockd

In today's meeting, the Gujarat government took this important decision regarding lockdown

In today's meeting, the Gujarat government took this important decision regarding lockdown

In today's meeting, the Gujarat government took this important decision regarding lockdown
            
Seeking happiness in dukkha, seeking profit in loss, finding opportunity in adversities is also called a positive attitude.  There is no greater sorrow in life that cannot be seen in the shadows of happiness.  There is no such barrier of life from which some inspiration cannot be taken

You can also consider a stone lying in the path as a barrier to the path and if you want, you can climb that stone up a ladder.  People can enjoy the joy of life, whose way of thinking is positive.

  Many people in this world are unhappy not because they lack anything but because they are unhappy because their way of thinking is negative.  Think positive, look positive.  This will make you enjoy living even in the absence of it.

Jeevan is a festival, live it like a celebration every moment and thank God for a beautiful life.

 

You must have seen the state of television after the arrival of the private channel ... ??

  You must have seen the condition of the government school after the arrival of the private school .... ??

You must have seen the condition of the government hospital after the arrival of the private hospital ... ??

  You must have seen the condition of BSNL after the arrival of private telecom companies .. ??

Looking at Air India ...?

IMPORTANT LINKS

સંપૂર્ણ પરિપત્ર ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો.

Then if the private market yard comes, how will the farmers become wealthy ... ??

In today's meeting, the Gujarat government took this important decision regarding lockdown

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Download std 6 to 8 English grammar in Guajarati in handwriting notes

 An English grammar book created by TalkEnglish.com is now available for free in this app. This English grammar app covers 138 popular grammar points using simple explanations, many examples, and fun quizzes.

Whether you are an English language learner, or a native English speaker, this English grammar app will help you with the structure of English. By improving your English grammar, your writing and speaking will both improve.

There are two ways to study using this app:

1) You can study all the grammar lessons by level. We ordered them from easy to difficult so learning is step by step.
2) We also have all the lessons grouped together by types such as Nouns, Verbs, Articles, Adverbs, Verb Tenses, etc.

There are also great features that make studying grammar with this app fun:

- Points are awarded for each level
- Different color medals are given depending on your score
- You can bookmark any lesson
- In app purchase to remove ads available

The entire app is completely free and everything is unlocked. Go ahead and install this free app and start learning now!

Here we share one common goal: to learn and to teach perfect English grammar. This app is not your everyday grammar book. Here we write what we learned ourselves, during extensive studies of English Grammar. Each of the topics is covered with ample real-life examples and easy-to-understand definitions.

This app will not only help you with learning basic grammar but will also help you with confusing aspects of grammar, which is a pretty unique feature. Most grammar learning platforms share knowledge on the basics only; while our project includes solutions to everyday issues that we face in English grammar, and we enrich our app on a regular basis. If you still don’t see the exact information you need, you may send us a request via our contact section, or wait until we add what you need.

Features:
- Night mode reading.
- Control on font size.
- Easy to use the app.
- A great number of examples for each topic.
- Practice for every topic (Online)
- Study/Lessons Reminder

We divided all topics into three section such as beginner, intermediate and advanced so that one can easily follow step by step learning.

::: Beginner ::::::
- Word
- Sentence
- Parts of Speech
- Noun
- Pronoun
- Adjective
- Verb
- Adverb
- Preposition
- Conjunction
- Interjection
- Articles
- Tense
- Number

::: Intermediate ::::::
- Phrases
- Clauses
- Conditionals
- Article
- Modifiers
- Narration
- Prefixes
- Suffixes
- Modal Auxiliaries
- Subject-Verb Agreement
- Right Forms of Verbs
- Determiners &
- Quantifiers

IMPORTANT LINK

DOWNLOAD ENGLISH GRAMMAR PDF

::: Advanced ::::::
- Cases
- Moods
- Do-support
- Negation &
- Double Negative
- Inversion
- Use of Prepositions
- Pronouns before the Gerunds & Infinitives
- Antecedents of Pronoun
- Adjective followed by the Infinitives
- Causative Verbs
- Verbs followed by Gerunds
- Verbs followed by Infinitives
- Uses of Direct & Indirect Object
- Correct Use of "Sequence of Tense" in Writing
- Affirmative & Negative Agreement
- Comparatives
- Dangling Modifiers
- Embedded Questions
- Parallel Structure
- Perfectives
- Subjunctive
- One VS You

Read More »

NWDA Recruitmant 2021 Across India for JE, Steno, UDC, LDC and Other Posts, Apply Online @nwda.gov.in

 National Water Development Agency (NWDA), Delhi is hiring Junior Engineer, Hindi Translator, Jr. Accounts Officer, Upper Division Clerk, Upper Division Clerk Stenographer Grade-II and LDC.

Details Here

NWDA Recruitment 2021 Notification: National Water Development Agency (NWDA), Delhi has published a notification for recruitment to the post of Junior Engineer, Hindi Translator, Jr. Accounts Officer, Upper Division Clerk, Upper Division Clerk Stenographer Grade-II and LDC for its Headquarter and various field offices located across the country on its website i.e. nwda.gov.in.

Eligible and interested candidates can apply for NWDA Delhi Recruitment 2021 from 10 May 2021. The last date for registration is 25 June 2021.

Job Submission Notification NWDA Recruitment 2021 Across India for JE, Steno, UDC, LDC and Other Posts, Apply Online @nwda.gov.inLast Date of Submission 25, 2021CountryIndiaOrganizationNational Water Development AgencyEducation QualDiploma Holder, Senior Secondary, GraduateFunctionalAccounting/Audit, Administration, Engineering, Other Funtional Area

Important Dates:-

Starting Date of Application - 10 May 2021

Last Date of Application: 25 June 2021

Online Exam Date - to be notified

NWDA Vacancy Details

Junior Engineer - 16

Hindi Translator - 01

Jr. Accounts Officer - 05

Upper Division Clerk - 12

Stenographer - 05

Lower Division Clerk - 23

Salary:-

Junior Engineer - Level - 6 (Rs.35400-112400/-)

Hindi Translator - Level - 6 (Rs.35400-112400/-)

Jr. Accounts Officer - Level - 6 (Rs.35400-112400/-)

Upper Division Clerk - Level - 4 (Rs. 25500- 81100/-)

Stenographer - Leval - 4 (Rs. 25500- 81100/-)

Lower Division Clerk - Level -2 (Rs.19900- 63200/-)

Age Limit:-

Junior Engineer - 18-27 years

Hindi Translator - 21-30 years

Jr. Accounts Officer - 21-30 years

Upper Division Clerk - 18-27 years

Stenographer - 18-27 years

Lower Division Clerk - 18-27 years

(Age Relaxation for SC/ST/OBC/PWD/Women, as per Govt. Rules)

IMPORTANT LINK

NWDA Notification Download PDF


NWDA Website

Selection Process for NWDA JE, Steno, UDC, LDC and Other Posts

Read More »

GSRTC Live location Bus Depo Help Line Number And Real Time Bus Tracking.

 GSRTC Live location Bus Depo Help Line Number And Real Time Bus Tracking. 

GSRTC Live Real time Bus Traking | Rapid Go: Gujarat State Road Transport Corporation (GSRTC) is a passenger transport organization providing bus services both within Gujarat and neighboring states.

Its operation covers

• 16 Divisions

• 126 Depots

• 226 bus stations

• 1,554 pick up stands

• 8,000 buses

GSRTC Vehicle Tracking Application provides real time ETA of state transport buses at en-route stations and exact location of running GSRTC vehicle on map.

Major functionality includes

1) Nearby Stations

2) Search bus between two stations

3) Live bus on Map

4) Share ETA

5) Check Schedule

6) Set service as your favourite

GSRTC Live Real time Bus Traking Importance

GSRTC track bus location

GSRTC bus tracking system

GSRTC track my bus

GSRTC track bus number

GSRTC track pnr bus status

GSRTC bus live tracking

GSRTC where is my bus

What is live bus tracking?

Live bus traking is important for all citizen where can find its bus live location.

Download GSRTC Live Real time Bus Traking Rapid Go Application

Gujarat Bus depo Helpline number

Trickslibrary007| GSRTC launch “RapidGo” Android app for passengers. It’s very useful app for Track bus, Tickets booking,and Bus schedule. App shows Bus numbers with types.

GSRTC Live Real time Bus Traking | Rapid Go: Gujarat State Road Transport Corporation (GSRTC) is a passenger transport organization providing bus services both within Gujarat and neighboring statesGujarat State Road Transport Corporation (GSRTC) is a passenger transport organization providing bus services both within Gujarat and neighboring states.Its operation covers

GSRTC Vehicle Tracking Application provides real time ETA of state transport buses at en-route stations and exact location of running 

GSRTC vehicle on map.

Major functionality includes

1) Nearby Stations2) Search bus between two stations3) Live bus on Map4) Share ETA5) Check Schedule6) Set service as your favourite7) Share FeedbackGSRTC Live Real time Bus Traking Importance

GSRTC came into existence on 1st May, 1960, being a passenger transport organisation, it provides bus services to commuters within Gujarat and neighboring states.

After its accomplished efforts in the transport sector, today, GSRTC has almost 16 divisions, with over 7647 buses, more than 125 depots and over 226 bus stations. The remarkable growth in various aspects has led GSRTC to achieve the national award for fuel economy 2006-2007; this award was handed over by the Ministry of Road Transport & Highway (India State Road Transport Undertaking).

GSRTC is regarded as the most reliable travel option for passengers in the Gujarat and neighbouring states.

Gujarat Transport corporation offers bus services in most of the major Indian cities such as Ahmedabad, Mumbai, Jodhpur, Jaipur, Pune, Indore, Bangalore, Chennai, Goa, Hyderabad and many more.

GSRTC Official Application

Track My Bus · GSRTC. Enjoy the rich heritage & warm hospitality of Gujarat with Official Website 

GSRTC Live Real Time Bus Tracking :

Click Here

GSRTC Bus depo Help Line Number List: 

Click Here

1. Rapid GO :

 ST Bus Tracking App

Gujarat State Road Transport Corporation (GSRTC) is a passenger transport organization providing bus services both within Gujarat and neighboring states.

GSRTC Vehicle Tracking Application provides real time ETA of state transport buses at en-route stations and exact location of running GSRTC vehicle on map.

2

 Bus Tracking App

Bus tracking allow parents to track their child with the help of GPS installed in the school buses. Parents are able to track current location of school buses, bus/driver details, ETA and are able to manage their daily routines at the same time.

> Easy to use. Only mobile number is required to track any bus.

> Can track multiple buses from single application.

> Provide current location of bus with current speed (Testing Phase).

> Traffic and route of bus with stoppage is available in advance on map.

> User can track complete details of Driver, Bus and can call the driver if needed.

> Accroding to child’s Syllabus and regular updates of school events calender, User can moniter the changes of bus schedule.

> User can add multiple child details and can track multiple buses at the same time

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