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Saturday, September 12, 2020

PM Svanidhi Yojana Full Information

The Modi government gives loans of up to Rs 10,000, without any guarantee



Lockdown has affected business employment. Humanity need money to start work again. Due to the long process of the bank and high interest rates, people are reluctant to take loans. The Modi government has decided to provide an individual stant loan of Rs 10,000 to hawkers, hawkers and small traders.

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New Delhi: Lockdown has affected business assistance. People need money to start work again. Due to the long process of the bank and high interest rates, people are reluctant to take loans. The Modi government has decided to give an instant loan of Rs 10,000 to hawkers, Hawks ers and small traders.

10,000 is available under the Self-Reliance Fund Scheme


The hawkers, hawkers and small traders will directly be able to get a loan of Rs 10,000 under the Atamnirbhar Fund scheme through 308 lakh Common Service Centers (CSCs) spread across the nation. CSC e-Governance Services India Limited, the government's digital and e-governance services arm, said on Wednesday.


The Pradhan Mantri Street Vendors Self-Reliance Fund Scheme (PMSVAFY) is fully sponsored by the Ministry of Housing and Urban Affairs. Under this scheme, loans up to Rs. 10,000 are made available to small traders with hawkers, hawkers and lorries. Under the strategy, these borrowers are also encouraged to repay the loan regularly and are also rewarded on Digital Transaction.


The scheme will formalize lorries, hawkers and create new opportunities for the sector. It will also help in registering these small traders under the CSC scheme.


IMPORTANT TOPIC


  • Swanidhi Yojana is for Rekadi-Lari or Khumcha planters
  • Below the scheme, a cheap loan of Rs 10,000 will be given
  • Out of 1.54 lakh applications so far, 48,000 loans have been sanctione


The government will transfer this interest donation to the account of the borrower. Most greatly, there is no provision for penalties under the scheme. There are no conditions for this loan. This is a loan with easy terms.


According to the Union Ministry of Housing or Urban Affairs, out of 1.54 lakh applications so far, 48,000 rakdi-lari loans have been decreed. The Prime Minister's Street Vendor Atmanirbhar Nidhi (PM Swanidhi) scheme was launched on June 1.

According to the government, 50 lakh people will get the benefit of this scheme. Urban areas, outlying areas, and rural areas can benefit from this.


Sanjay Kumar, Joint Secretary, Ministry of Housing and Urban Affairs, said that under the scheme, working capital of up to Rs 10,000 would be made available to hawkers in the city area.



This money will be for one year and will have to be paid in monthly instalments. He said no lecture proof or guarantee would be taken by the lending institution for this loan. 'All merchants will have to make digital transactions'
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